The CARES Act designated up to $10,000 of each E.I.D.L. loan as an advance that lawmakers said would not have to be repaid. But the law required the advance to be docked from the amount that would be forgiven on a business’s P.P.P. loan, according to the Small Business Administration.Angelina Branca owns Saté Kampar in Philadelphia, an acclaimed restaurant that closed its storefront in May and has been subsisting on pop-up events. Ms. Branca used a $32,000 loan from the Paycheck Protection Program to pay her event workers, but when she applied recently to have …
