If it seems like free checking accounts are becoming a thing of the past, you’re not totally wrong. A number of large banks have either given them up altogether or started charging a fee if your account balance doesn’t exceed a minimum level.
However, some banks still offer free checking, but often there are requirements that account owners must meet to avoid a monthly maintenance fee. In some cases, banks offer checking accounts for those who have a low income as long as the account holder signs up for direct deposit and meets the minimum monthly deposit amount.
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