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Dear Moneyist, I am married, but my home is in my name only. When I bought it in 2010, I was the only one eligible to apply for a mortgage because my husband was working a temporary job, having been laid off in the recession.
My previous home, which I bought when I was single, had substantial equity in it. But I wasn’t able to sell it right away, due to needed repairs and no funds to get them done while my husband was working sporadically. I subsequently took a loan out of my retirement fund to pay for the …
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