Last February, when Glauber Contessoto decided to invest his life savings in Dogecoin, his friends had concerns.“They were all like, you’re crazy,” he said. “It’s a joke coin. It’s a meme. It’s going to crash.”Their skepticism was warranted. After all, Dogecoin is a joke — a digital currency started in 2013 by a pair of programmers who decided to spoof the cryptocurrency craze by creating their own virtual money based on a meme about Doge, a talking Shiba Inu puppy. And investing money in obscure cryptocurrencies has, historically, been akin to tossing it onto a bonfire. …