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How to Cope With the End of Unemployment Insurance and Other Covid Safety Nets



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Usually, these plans can offer only a limited grace period to use money that you didn’t spend during the regular 12-month period. If you don’t use the money, you forfeit it. But in 2021, employers can (although are not required to) offer up to a 12-month grace period for leftover money — or simply let people carry unused amounts to the next year.Moreover, if your employer allows it, you can also change the amount it is taking out of your paycheck each period — if, for example, you guessed wrong about your needs or wish to boost your set-aside to …

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