After Mr. Otting’s departure in May 2020, Brian P. Brooks served as acting comptroller. Twice, Mr. Trump submitted his nomination for a full term, but the Senate never moved to confirm him. Mr. Brooks signed off on a new regulatory structure for fintech companies that gave them more power to make loans without having to adhere to state limits on the amount of interest they can charge borrowers they deem risky.Mr. Brooks was a former chief legal officer of Coinbase, a cryptocurrency exchange. After his O.C.C. stint, he became chief executive of another cryptocurrency exchange, Binance.US. …
