For struggling homeowners in the pandemic’s first year, there was hope early on that these hard times would not put people with mortgages out in the street.Thanks to quick governmental action, homeowners quickly got word that most of them could put off monthly payments for as much as 18 months — and even have the option to make them up as much as 40 years later.Renters weren’t so lucky.Sure, there were federal and regional eviction moratoriums, but it took nearly a year for Congress to come through with actual payment assistance, and that has only trickled out so …
