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You’re Going to Work a Long Time. Here’s How to Build in Breaks.



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You’re probably going to need to work longer than you imagined when you were first starting out. After all, you might live to be 100.So let’s call it a 50-year career, at least. That’s a long stretch without interruption. But what people seem to have learned during the coronavirus pandemic is that choosing to step out of the working world for a while can be rather pleasant — even preferable.That raises a challenge: How to create a financial foundation for a new kind of career longevity, one in which work may start and stop and start again, perhaps several times.The traditional personal finance infrastructure doesn’t make it easy. The earlier you draw on Social Security’s retirement benefit, the less you receive. Other retirement savings vehicles generally have their own restrictions. Finding and fighting for health insurance is a part-time job in its own right. Many forces conspire a …

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