Filers may want to have their returns prepared early in the filing season, so they can adjust their budget if their refund falls short of expectations. “Knowing where you stand lets you make appropriate decisions,” Ms. Pickering said.If you do owe money, don’t panic, she said. You can file your return when the I.R.S. begins accepting them, but you don’t have to pay the tax until the filing deadline in April. That gives you about three months to save up the money. If you don’t have the full amount, you may qualify for a payment plan.Also in 2022, some states with budget surpluses have been issuing tax reb …
