Earlier in the pandemic, when many urbanites were leaving New York to work remotely in far-flung locations, Molly Parker Wade instead moved from the West Coast to Brooklyn to be closer to her family.After a year of renting, Ms. Wade, a 35-year-old public relations executive for Amazon, was ready to buy, just as the cost of home loans began to climb sharply. Late last year, mortgage rates hit a two-decade high, putting a chill on the housing market — and her buying plans.“I spent 2022 learning about mortgages,” she said. Undeterred by high rates, Ms. Wade closed on a $975,000 one-bedroom apartment in Crown …
