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Lukango is an Insurtech start-up on a mission to change small business insurance. We want small businesses like yours to have straight-up and simple insurance protection, always. Our core mission is to explain policies using clear, easy-to-understand language, which will give you the confidence that you are choosing the right insurance you need to support you as your business grows.

Accountant, ecommerce or online retailer, freelancer, designer, baker, or candlestick maker? No matter what type of small business you have, it’s important to have proper insurance in place. Small businesses often operate on tight margins and can be particularly vulnerable to financial losses resulting from unforeseen events such as accidents, natural disasters, or lawsuits. Without insurance coverage, a single event can be enough to cause significant financial harm or even bankruptcy.

Insurance provides protection and peace of mind for small business owners. This can include cover in the event of property damage, liability claims, business interruption, and even cyber attacks. At Lukango we personalise affordable insurance for small business owners like you to help manage business risk, recover faster after an incident, and get the focus back on growing your business.

We offer
📌 Small business insurance
📌 Ecommerce business insurance
📌 Online retailer business insurance
📌 Business equipment
📌 Cyber & Data Risks
📌 Directors & Officers
📌 Employers’ Liability
📌 Legal Expenses
📌 Product Liability
📌 Professional Indemnity cover
📌 Public Liability
📌 Stock Insurance

Why choose Lukango?
✅ We want insurance to be better so we have zero hidden charges and no fuss
✅ We’re committed to making insurance clear, fair and easy-to-understand
✅ We’re determined to be the most loved insurer for small businesses in the UK
✅ We go big on protecting your dreams by partnering with award-winning insurance provider, Markel

Did you know small businesses make up over 90% of all businesses in the UK?
And, a huge number of those small businesses don’t have the insurance in place that could protect them should something like an accident or stock getting damaged. We believe small businesses are part of a growing army that are powering the economy. Lukango is also a small but fast-growing business that has one clear mission – to ensure the dreams of businesses by insuring them, in the right way.

We’re making insurance for your small business as easy as 1-2-3

Products & Services

We offer a range of insurance covers; public liability, product liability, stock insurance, employers’ liability insurance, legal & expenses cover, professional indemnity, cyber & data risks insurance, and directors & officers insurance for ecommerce businesses, giving you peace of mind that your business is covered.

In the event of an incident, insurance can help a business quickly recover and reduce the financial impact on your business.Insurance could help protect you if common perils like accidents, legal claims against you or damage to your important assets happen whilst you are running your business. Lukango provides small business owners affordable insurance that could help you manage business risk, recover faster after an incident, and get your focus back on growing your business.