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A significant other can often be covered with a single policy, while regular roommates need to get their own policies. When a natural event occurs, you may be personally responsible for any medical bills or property that is lost.
Add up the costs of all items you need to replace in case they are lost or damaged. This could also be used to make an inventory.
Make sure to record model numbers, dates, and purchase places for an inventory. Make a video or take photos of these items. Keep a copy of your inventory safe and away from your home.
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Nation West Insurance