We’ve brought our experience from the biggest financial institutions and the most innovative startups to create a credit card that we’d like to use ourselves. One with cash back and no fees, that’s available to more people, including those who’ve never had access to credit before. We’re Petal and we use data and common sense to give you a better credit experience.
The world needs a responsible credit card company.
One that doesn’t charge fees, helps you spend within a budget, and rewards you when you pay on time.
We started Petal to allow more people to access safe, modern, affordable credit and start building their financial lives.
We developed technology to help more people qualify for cards, using bank statements in addition to credit scores. But there’s a lot more broken in the credit industry than just the way people get approved.
Fees are too high, user experiences are outdated, and terms are confusing–all together, this can get people into a lot of trouble. We asked ourselves: why isn’t there a credit card out there designed to help people succeed financially?