Carlette Duffy owns a fully renovated three-bedroom house in Indianapolis. Looking to refinance to help her grandmother with some home improvement projects, Carlette sought an appraisal and was shocked at her home’s low valuation. She tried again, but the second appraisal came in even lower.So Carlette decided to test out a theory. She scheduled a third appraisal without indicating her race or gender, put away family photos and anything suggesting she was a Black woman, and stayed away while a white male friend met with the appraiser. The result? Her home’s new assessed value came back at …
