Credit Reports vs. Investigative Consumer Reports: An Overview
Investigative consumer reports receive a lot less notoriety than consumer credit reports, probably because you are far more likely to have your credit report pulled than to have a full-blown investigative consumer report performed about you. There are some major similarities between these two types of reports; both are an evaluation of your individual risk profile, employers or financial institutions perform them, and they are regulated through the Fair Credit Reporting Act or FCRA. However, there are important differences as well.
Investigative Consumer Reports
Think of a very detailed background check with …