“It all comes out of savings, and that is kind of dwindling,” she said.Each program sets its own rules, including how long it provides aid, the amount per household and the expenses covered. New York, for example, will provide up to $50,000 for costs including mortgage payments, utilities, broadband service and delinquent property taxes, with payments going directly to loan servicers, utility providers or tax authorities.Updated Nov. 18, 2021, 12:53 p.m. ETThe Ho-Chunk Nation plans to use much of the $3 million it received on heating costs, Mr. Whitegull said. “The majority of these funds are to be used for utility payments, natural gas, propane and wood,” he said. “The primary sources of heating.”That flexibility is important because of the success the federal government has had helping homeowners avoid foreclosure. In September, 3,900 new foreclosures were started by banks in the United States, the third-lowest monthly total ever, according to Black Knight, a real estate and mortgage data analysis firm. And the number of borrowers relying on mortgage pa …
