Customers of Silicon Valley Bank aren’t going to lose any of their deposits. Neither will the businesses or individuals who have money at Signature Bank.That resolution, however, doesn’t make the upheaval of the last several days any less scary. As stocks of banks like First Republic and even brokerage industry stalwarts like Charles Schwab shudder, it’s natural to want to know what kind of backstops exist to keep you from losing money if your financial institution fails.The news here is mostly good, since entities like the Federal Deposit Insurance Corporation and the Securities Investor Protection Corporation offer hundreds of thousands of dollars of guarantees.Here are some answers to questions you may have about checking accounts and about money at investment firms. We’ll also suggest a few steps you might take even if the tumult subsides. Shoring up defenses — and having a few backup plans — is just good financial hygiene.How much deposit insurance exists for my bank account?You generally get $250,000 of insurance per depositor, per bank …
