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Capify is proudly Australia’s first alternative and accessible unsecured small business lender. With over 14 years experience, we understand small businesses.

We understand the highs and lows, the pressure and the huge wins. We understand the need to be flexible and adaptive; especially in these difficult times. We understand business can be challenging and rewarding all at once.

That’s why we’re passionate about helping small business owners reach their goals and gain peace of mind, so they can get back to the things they enjoy in life.

Capify Australia offers unsecured loans tailored for small businesses. With a quick and straightforward application process, entrepreneurs can access the funds they need without the hassle of collateral requirements. Capify provides flexible repayment options, ensuring businesses can manage cash flow effectively. Whether for equipment purchase, expansion, or working capital, their reliable loan solutions empower small businesses to thrive in the competitive market. Trust Capify for accessible and reliable financing solutions that fuel entrepreneurial success.


Frequently Asked Questions

Does Capify provide personal loans?

Capify does not lend to consumers or do personal loans. We specialise in unsecured small business loans only.

Will my Personal information be protected?

Yes, we pride ourselves in making sure our customers’ information is always protected and secured. We follow compliance standards when taking calls throughout our credit assessment and marketing activities.


Products & Services
  1. Business Loan
  2. Secured Product 
  3. Capify Flex (less restricitve policy)
  4. Merchant Cash Advance 
  5. Renewals