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Higher Savings Rates? Don’t Expect Them Soon.

But there are some details to pay attention to: Once you buy the bonds, you can’t redeem them for one year. And if you redeem them before five years, you’ll […]







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Rising Homeowners’ Insurance Premiums Are Squeezing Retirees

“Building materials themselves are lending them to more catastrophic losses,” said Jared Carillo, director of foundation accounts at SmithBrothers, an insurance brokerage in Connecticut. Materials used in construction today include […]




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Using Tech to Optimize Your Social Security Benefits

Benefits are adjusted annually for inflation, and they are not affected by the ups and downs of financial markets. Perhaps most important, benefits are guaranteed for life, which makes Social […]
















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Financial Planning for People With Chronic Diseases

Before she became eligible for Medicare, Deborah Rosenwinkel, who lives in Wheaton, Ill., and has rheumatoid arthritis, used a manufacturer’s discount card for Enbrel, a biologic she injected at home […]