In the summer of 1996, when I was 16, some of my friends found jobs at our local mall in Jacksonville, Fla. We all came from upper-middle-class families, so working […]
Personal Finances
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Back to news homeHow Women With A.D.H.D. Manage Their Money
Seven years ago, I wrote an essay about what life would feel like if I didn’t struggle with saving money. In it, I envisioned the power of having enough in […]
U.S. Consumers Are Showing Signs of Stress, Retailers Say
Consumers power the U.S. economy, and their capacity to spend has repeatedly defied predictions. In early 2020, after a short but severe recession caused by the pandemic, consumers splurged on […]
Your Finances in Retirement: When Do You Turn Over Control?
His father’s assets dwindled precipitously with the onset of his cognitive decline. Mr. Appel said his father had paid two months of a friend’s rent when he could scarcely afford […]
Discharging Student Loans in Bankruptcy Show Mixed Results
Alista Lineburg is not a lawyer, but she assumed the role when she couldn’t find one to help her discharge $146,000 of federal student debt in bankruptcy. The process requires […]
Social Security COLA Is Forecast Around 3%
More than 74 million Americans can expect a healthy inflation adjustment to their Social Security benefits next year — just not as large as this year’s historic 8.7 percent raise.The […]
Stock Market Returns Are Deceptively High
It has been a fine half year for stocks, money market funds and, to a lesser extent, bonds — so good, in comparison with last year, that you may feel […]
How to Think About Financial Aid and Paying for College
The Supreme Court decisions that struck down affirmative action programs and President Biden’s student debt cancellation plan will affect millions of people, whether they’re about to apply for college or […]
How Financial Trauma Affects Your Relationship With Money
Rahkim Sabree owns a home in Hartford, Conn., invests and has money in savings. But that isn’t always enough to make him feel secure. Unexpected expenses, regardless of the cost, […]
Many Student Loan Borrowers Will Continue to Struggle After Supreme Court Ruling
The Supreme Court has barred the Biden administration from carrying out its plan to extinguish up to $20,000 in federal student loan debt, and millions of borrowers will continue to […]